A Very Sad Story For Visharamis With Our Character!

I came to know from a father, how disgusted he was with his son. Being active in FB, I was watching the trends and also track the memes of "Puli", the Vijay starrer Tamil movie. Being in visharami atmosphere, the stories told by my friends happened to be something weird about their 4am show and experiences which is something annoying.

The son of this khandani father asked him to get him woken-up early morning so that he could enjoy the 4am show "puli"and that too taking leave from his work (loss of pay? Tomorrow is a Gandhi Jaynthi Holiday)………........this is the situation of the upcoming generating of visharamis.......ashamed to share this what the upcoming generation is giving to society whereas how other societies treats us in great esteem! This is the sign of losing family values, knowledge and respect to be role models to our society, if we don’t guard the character of our upcoming generation.

Online Forex Trading Banned in India for Individuals

Online Forex Trading Banned in India for Individuals

Dear folks, I got a registered mail document from HDFC Bank on Saturday the 5^th of 2013 clearly addressed to me that the bank regularly monitors all the credit cards and online banking transactions and on one such instance, it had observed online foreign exchange transactions from my card.

The bank stated that under the purview of FEMA (Foreign Exchange Management Act), the intended to bring to my notice the following instructions as issued by the Reserve Bank of India vide its circular dated September 17, 2013.

1.       Remittance in any form towards overseas foreign exchange trading (including through electronic / internet trading portals or by use of credit / debit cards) is strictly prohibited and accordingly, the customers are cautioned not to remit or deposit money or utilize credit / debit card for such transactions.

2.       Further, any person resident in India collecting and effecting/remitting such payments directly/indirectly outside India would make himself/herself liable to be proceeded against with for contravention of the Foreign Exchange Management Act (FEMA), 1999 besides being liable for violation of regulations relating to Know Your Customer (KYC) norms/Anti Money Laundering (AML) standards.

3.       Banks are required to report such prohibited overseas foreign exchange trading transactions on credit / debit cards to the Reserve Bank of India.

With above points, it is the best to refrain from doing any online forex trading transactions directly / indirectly. Still, I’m worried about how to get back my little deposited money from forex trader!

Talent Grooming, Skill Training, Activity Development Program

Dear friends, satisfaction comes in different was to different mindset, my current goal is to start a Skill Training and Activity Development Center in my native for students who come from poor background from surrounding villages and who cannot offer or get access to make themselves with talent and skills as demanded by industry market as of today. I had been worked as lecturer in an Engineering College in my small town and have come to know about what stops the students to upgrade their skills apart from what the institution has taught to them.

I used to gives tips and trainings to students on how to develop skills while studying in college itself and get pocket money or make themselves to pay their tuition fees. I have trained many students to earn online from blogging which develops their English and also brings updates of their fields of interest to website developments, etc. Currently, I have sponsored a computer, printer with my business internet connection to a few students.

For the past many months, I’m getting requests from many students who want to learn and earn and who do not have computer access or internet. I want to assist them by to train and develop their skills by moving to a larger space and adding four computers. I’m aiming to raise $2800 to bring the facility and computers and ask of you friends to chip in at any level as you feel comfortable to propel this positive work and help build this as collective effort for this project.

I promote Time & Talent to help students’ community: http://goo.gl/uzUQK Please, share this with your social media page.

Forex Trading Explanation - Halal or Haram?

A comment from a brother Abdul in the belo article link:

Islamic law prohibits charging interest when you lend money. But it is all right to borrow money (without paying any interest) and use them to run your business. And this is exactly what leverage in forex does. Yes, you have to repay the borrowed money back to the forex broker even if your trade is not profitable. But you would do the same if you were a barber and took a loan from a bank or from your uncle. Leverage is not against Islam!


And spread is not against Islam either. You pay few pips as a transaction fee. You always pay transaction fees when you are moving money (or goods) around. This is all right.

The only thing that it against Islam is rollover interest. But you can avoid it if you use a forex broker with a swap-free account. The article is right in this regard.

Link: http://www.forex-learning-site.com/blog/2008/5-cheapest-forex-brokers-with-islamic-swap-free-accounts/

What is Visharam?

A place where anyone can get best satisfaction in their life by getting free food, clothes, medical assistance and homes to make life comfortable. Life becomes more comfortable during the blessed months of Shabaan and Ramzan to get free kapda, bulk zakath, sadqua……no need to work for self and no need to cook meals in home and not even to prepare self’s own tea at home. All to do is take a kettle to the nearest road side tea shop to make them fulfilled with the money they get. If a woman is pregnant, it will be always a free delivery or if a person suffers from health related problems it will always be a free medical care for him / her in visharam. If the baby born to this settled parents is male, it is free khatna for him, free education for him and finally a good job for him. If the baby born is female, free education + marriage arrangements for her with joda ka paisa aur kapda. If a baby is born to that girl, still free medical assistance till chilla ka arrangements for her new born baby. Even her husband gets a local job and settles down in Visharam. If they grow old, no need to worry for any health related issues. All the welfare is there in Visharam to take care of it. What is the last? If anyone dies, free Qabar ka jaga and free kaffen ka kapda……….. Have you ever seen any richest countries of the world giving so much care to its citizens than Visharam?

Police Vandalism Has Brought More Damage To The People Of Visharam Than What The Hooligans Have Done To The TNEB Office

Everyone knows that the building where TNEB office is located is owned by local Jam ’at and every one of Visharam deeply respect Jam’ at and its property. It is sad that some hooligans have set fire to the TNEB office, its computing system and all government records located in that building. They have brought extensive damage to the property owned by Jam’ at and very shame to all the natives of Visharam. They should be brought to justice for their wrong doings.

On the other side at the same time, the police……..the so called “Men in Khaki” are meant to protect the life and property of the citizens. They have taken advantage of the hooligans act and have brought more damages then the TNEB office. The police have vandalized all the vehicles standing near the houses whose owner were inside their homes. There is no whereabouts of the hooligans, but the “Men in Khaki” rather than catching them has wrecked all the vehicles which were parked on the streets and have smashed the doors and windows of the houses.

The peace loving people were totally panicked with the act committed by the police. They were so much scared by watching the wreckage done by police that they were not able to come out to stop or speak to the police.  The total damages may go higher than what is caused to TNEB office by the hooligans. On one side, it’s sad to say that many innocents were arrested and beaten black and blue in police custody, on the other side the people who watched helpless to protect their vehicle is still helpless to go and make complaint in the local police station. Being a proud citizen of Republic of India, it is shame to say that rather than dreaming big of us, we will suffer more from imaginations than from reality with that act done by Tamil Nadu Police.

Riots and Damages in the Land of Peace

Infact, it is for the second time a riot has happened in Visharam, but for me and to much of my generation of people, this will be the first time to see the how riot happens. The real cause is 16 hours power cut in Visharam and all the Tamil Nadu, except Chennai.

I was very much enjoying my pleasant life in Chennai when I received a call from my home to take care of myself. That moment I thought something is happening in Chennai. But the news is from my native, I was shocked that some “pudupet guys” set ablaze our local TNEB office complex and destroyed all the files, tables and whatever kept in office. Local police came to diffuse the situation, it was out of control.

Riot police service were called and the police were yelling on the gathered public to go home and be out of the scene. None of the people moved, but more damages were brought to police vehicles, Wifi transmissions, fire service vehicles. By around 11pm lathi charge was pressed to action. Our local people would have come to know what will be the consequences when arrested in rioting scene.

Unfortunately many of my innocent friends were arrested, beaten black and blue. It is bad to tell that the real people involved in the act have escaped and the police arrested innocent people of many families. No bail and no help from any leaders and the arrested were struggling without food in jails.

Alas, they all will be missing this Bakrid festival and will be in compulsory remand for 14 days. Those who did escaped as of now, but they deserve punishment and should be brought to justice!

Umm Kulsoom blessed to us in the great month of Zie-Quida 1433

I'm happy to share my joyous moment with my fellow bloggers, friends, relatives and family that I'm blessed with a baby girl. She was born on October 2, 2012 at my native Apollo KH Hospital. I always used to tell my wife that Usman will get a brother and I will be naming him Umer. When Usman was born, I was in Dearborn, this time I planned and wanted to be with my wife and I was there to see a child “full of flesh about the face and cheeks” or “One with full face”, yes God was supporting my wife and to my surprise it was a girl child born by 4.10pm.

I expected if it is a girl child, it will be her second name will be Zahid by default, Again to my surprise my mom wanted to name her “Umm Kulsoom” – meaning “full of flesh about the face and cheeks” or “One with full face”, and yes she was looking like that – I will say a photo copy of her cousin Tazkiya Zahid. Immediately Azaan was performed by her grandpa and her name was whispered to her.

She is the fourth daughter and fifth child in our family and my first daughter. I expected to take her to our new home at the earliest to see all play and live together. Welcome to our family my lovely daughter, I pray and wish a very pious and peaceful life to you! May allah be pleased with you – Aamen.

Bus fare ticket should have customer care / grivences contact numbers

I often travel from my home town to Chennai for my work since I joined a automotive company in 2009. Earlier, it was a alternate day visit to lovely home and compulsary return on week-end. The work was less and travelling back home was not hectic.

Since, a fly-over was started constructing in Porur, the bottle-neck zone for Chennai-Bangalore traffic, it frustrated me to reduce my home going from alternate days to twice a week. This continued for a year and my volume of delivery has increased in my office and the scroching temperature makes me difficult in my travel hours. Normally, I take bus that is very comfortable to me. Since, Jaya took CM's office, additional burden was added to my empty thought. Why should I travel in the hot sun with additional bus fare which amout twice of the previous busfare. It is almost morethan 5 or 6 months, people still fight for the bus fare price.

I noticed that the oftenly, bus conductor fradulently charges additional fare form the true fixed fare. Previously, there will be some phone numbers in the buses to call and complaint any grivences against the bus conductor and driver in all the routes. What I noticed that, it has been removed and  can't notice in any of the buses including Volvo buses.

What to do and how to bring solution for this. The best idea is to highlight the complaint / grivences assistance number to be displayed in the travel fare receipt. The transport management authories introduced new electronic ticket dispensing system. I suggest, the ticket receipt paper should list the numbers to contact the grivences / complaint number in the front side or back side of the tickets. This will help solve lot of problems in unconfortable journeys.

Scholarship for local Melvisharam Students

Since, we started Melvisharam Community of Professionals sometime back in 2007/08, I had been a front runner for this services along with Imran and Saalim. Our idea brought morethan 20 like mimded people under one-umbrella to serve for this noble cause. Initially, many of the members contributed money to teach and train the students to bring tomorrow's leader and that was the vision for all of us. As time passes, the colours faded and our contacts and dreams were out of our mind.

Being spearheaded for this cause along with my friend, I became the local contact for peeople who need support. Since the past four years, I approached and circulated mails to all the MCP members and just three responded and the two contributed. This made me to think not to approach generally, I know much of my friends and other member do and support their own to needy students and giving their time to develop their career.

I got a different thinking to continue and support to the local student community when much of the MCP members are not responding to financially support with their valuable time to help and train local students. As a humble begining from this academic year 2012-2013, I promised myself to offer a small part of my  money that may support atleast student fee cost. It is no zakath or other kind of money, if any needy interested sutudent wants, I'll be glad to assist them for their fee cost. I know many are doing big services and what is given in one hand, the other hand doesn't know of it. Giving financial assistance is not a matter, the idea is to get back all our MCP members to give their time and share their knowledge to develop the best in the life of students to reach higher goals which we dreamt at our times.

Fair Exchange - My first Virtual shop started last week

We had plans to start a kids and women care shop in Melvisharam to meet the needs of the customers by supplying high quality branded products at competitive prices without compromising the quality. Right now, we are started as virtual shop and expect to grow to establish ourself in the local market. We believe that "High quality with customer’s best satisfaction is our priority for any products sold through our establishment" and look forward to develop a long-term relationship with our customers. Visit: http://www.facebook.com/fairexchangein or http://www.fairexchange.in/

Is there anyone who can tame Chennai Auto-walas?

I used to travel in auto-rikshaw from auto point to my office which is less than a kilometer. The normal fare till yesterday was Rs.20 as minimum and I will travel in some four particular auto-rikshaw and they are aware where and which gate I want to go. 

Today the regular auto-wala informed me that, since there is a rise in Petron and Oil prices, he will be charging Rs.5 additional to Rs.20. I got angry, since I know him as I travel in his auto regularly, I asked him why not he can gimme a concession as I consider as a previlaged passenger travelling in his vehicle regularly. He said, after taking hard decision he and his co-auto-stand of that locality decided to hike Rs.5 only where as return auto-wals from my office gate are charging Rs.10 additional to that regular Rs.20.

So is the fate of auto-users like me and others. Some three months back, there was Rs.2 hike in petrol price per litre and the auto-walas were charging additonal Rs.5 for just Rs. 2 hike. How foolish they are and to the exitement, much of the regular and non-regular travellers avoided to take auto and started walking to office in the blazing sun. This made the auto-walas to think and return back to Rs.20 a trip even with the price hike in petrol. Will this story repeat again?

Much of the auto-walas are cheater and greedy to grab passengers money. What they need is education to develop ethics to behave humanely. If they're educated, they will bring concept or schemes like banks / telecom service provider giving offfers. Atleast, they will think like Mega-Mart offers like buy to get one free to be implemented in their auto-service like first trip Rs. X and second and consucitive trips Rs. X-(sum amount) or atleast they will try to implement meter fares ethically.

No Time To Anybody!

God, you've given 24 hours in a day for me to be obedient and submit myself to you! 24 hours is not sufficient for me to manage my worldly responsibilities to manage my daily roles as a son to my parent, as a father to my child, as a husband to my wife, as a colleague to my team, as a friend to my friendship, as tomorrows leader to those who trust me…………In 24 hours, I see myself nowhere neither with my family and friends or at your worship!............God, I'm not with you…….yoube atleast with me all the time to turn myself to your submission. May, Allah give Hidayah to me and all. Aameen.  

FORD Outing Chennai MGM - Nov 30, 2011

Upcoming Melvisharam Community Center Proposed

Imran and me went to college to discuss a lot of matter regarding a digital library set-up for CAHCET, also alumni meet. Imran wants to implement KOHA in college library and the discussion took one hour to explain each problem and make the involved party to understand.

When the discussion came for alumni meet, first I proposed a college reunion for the first batch after 10 years. I wanted to fix it on Sept. 17, 2012 because this is the date we met in 2002. I even suggested to get the first two or three junior sets with us. Much of the just passed-out batches are putting a lot of hype to have a alumni meet.

Much of the passed-outs from CAHCET after 2006 is not in a good position and they can't be a good support for the mentorship for the CAHCET students, so the proposed idea is to have the first batch (2002) with optional junior batches.

We discussed a lot of issues what our college is having and how it is not taking care of it, ehy there is no research activity going on, though the colege was started 14 years ago.....Corres Abdul Latheef agreed to assist us in our agenda. The main agenda are to bring Mentorship for students that will enhance to shape their carrer as well as get placement. 

Additionally, we proposed to start a IPR & Research Center in our college campus. We explained the importance of innovation and how that can be patented. How students can be connected to industries to do their projects. About publication of research papers, starting CAHCET journals to publish their own papers, etc.

Infact, the meeting went for more than 3 hours...it was abdul latheef who made himself patience to listen to us for the long hours or else we would have been shown the door in few minutes after the meeting. The best out come of the meeting is to start a community center in Melvisharam. I wish and request to MMES to help, start a community center where students get guidances from experts to shape their career.......Corres Abdul Latheef, agreed for it....but the best of our expetation is it should come in old Elementary School opposite to Usmanpet Mosque...Insha-allah

Ruling on trading in currencies

I would like to know about investment in curreny (FOREX Market). Like now a days, its very common that people invest in Euro to earn profits. One broker keeps on calling me to invest USD in Euro. Is trade in currency halal?.

Praise be to Allaah.

Dealing in currencies is permissible so long as the exchange takes place in the same sitting as the contract is made. It is permissible to sell euros for dollars so long as the exchange takes place in the same sitting as the contract is made. But when the deal is concerning the same type of currency, such as selling one dollar for two dollars, that is not permissible because it is a type of riba.  In that case they should be of equal amounts and the exchange must take place in the same sitting as the contract if the exchange is concerning one type of currency. The evidence for that is the report narrated by ‘Ubaadah ibn al-Saamit (may Allaah be pleased with him) who said: The Messenger of Allaah (peace and blessings of Allaah be upon him) said: “Gold for gold, silver for silver, wheat for wheat, barley for barley, dates for dates, salt for salt, like for like, same for same, hand to hand. If the types are different then sell however you like, so long as it is hand to hand.” Narrated by Muslim, 1587. 

It says in Majmoo’ Fataawa Ibn Baaz (19/171-174): 

Dealing in currency, buying and selling, is permissible, but that is subject to the condition that the exchange be hand-to-hand if the currencies are different. If a person sells Libyan currency for American or Egyptian or whatever currency hand to hand, there is nothing wrong with that, such as if he buys dollars for Libyan currency hand to hand, exchanging it in one sitting, or he buys Egyptian or English currency etc for the Libyan or whatever currency hand to hand, there is nothing wrong with that. But if there is a delay, then it is not permissible, and if the exchange is not done in the same sitting, it is not permissible, because in that case it is regarded as a kind of riba-based transaction. So the exchange must take place in the same sitting, hand to hand, if the currencies are different. But if they are of the same kind, two conditions must be met: they should be of equal amounts and the exchange should take place in the same sitting, because the Prophet (peace and blessings of Allaah be upon him) said: “Gold for gold, silver for silver…”

 The ruling on currency is as mentioned above; if they are different then it is permissible for the amounts exchanged to be different, so long as the exchange takes place in the same sitting. If they are of the same kind, such as dollars for dollars, or dinars for dinars, then the exchange must take place in the same sitting and they should be of the same amount. And Allaah is the source of strength. End quote.

Ruling on dealing in currencies in the FOREX system and paying fees for delaying the deal

Is it permissible to deal in currencies in the foreign exchange market (forex) over the Internet? What is your opinion regarding the issue of tabiyeet (stipulating interest for not using the deal at the same day)? What is also your opinion about the clearing process which is to delay submitting one to two days after the contract ends.

Praise be to Allaah.

It is permissible to deal in currencies if the deal is done hand to hand and the transaction is free of conditions that stipulate riba, such as the stipulation of fees for delaying the deal, which is interest that is charged to the investor if he does not take a decision concerning the deal on the same day. 

With regard to hand to hand exchange, this has been discussed in the answer to question no. 72210. 

With regard to the fees for delaying the deal and trading in margins, a statement has been issued by the Islamic Fiqh Council concerning this, which says the following: 

Praise be to Allaah alone and blessings and peace be upon the one after whom there is no Prophet, our master and Prophet Muhammad, and upon his family and companions. To proceed: 

The Islamic Fiqh Council of the Muslim World League, in its eighteenth session that was held in Makkah al-Mukarramah from 10 to 14/3/1427 AH (8 to 12 April 2006 CE), has examined the issue of trading in margins, which means that the customer pays a small amount of the value of what he wants to buy, which is called a “margin”, and the agent (the bank or otherwise) pays the rest as a loan, provided that the purchase contract remains in the name of the agent as a pledge for the money that was loaned.  

After listening to the research that has been submitted and the detailed discussion on this topic, the opinion of the council is that this transaction involves the following: 

1 – Dealing in buying and selling for the purpose of profit, and this dealing is usually done in major currencies or financial certificates (shares and bonds) or some types of products, and it may include trade in options, futures and the indexes of major markets. 

2 – Loans, which refers to the money given by the agent to the customer directly if the agent is a bank, or via a third party if the agent is not a bank. 

3 – Riba, which occurs in this transaction in the form of fees for delaying the deal. This is interest that is charged to the purchaser if he does not make a decision on the same day, and which may be a percentage of the loan or a set amount. 

4 – Commission, which is the money that the agent gets as a result of the investor’s (customer’s) dealing through him, and it is an agreed-upon percentage of the value of the sale or purchase. 

5 – The pledge, which is a commitment signed by the customer agreeing to leave the contract with the agent as a pledge for a loan, giving him the right to sell these contracts and take back the loan if the customer’s losses reach a specific percentage of the margin, unless the customer increases the pledge in order to compensate for a drop in the price of the product. 

The Committee believes that this transaction is not permissible according to sharee’ah for the following reasons: 

Firstly: It involves obvious riba, which is represented by the addition to the amount of the loan which is called “paying fees for delaying the deal”. This is a kind of haraam riba. Allaah says (interpretation of the meaning):  

“O you who believe! Fear Allaah and give up what remains (due to you) from Ribaa (from now onward) if you are (really) believers.

279. And if you do not do it, then take a notice of war from Allaah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums)”

[al-Baqarah 2:278-279] 

Secondly: The agent stipulates that the customer must deal through him, which leads to combining both giving a loan for something in return and paying commission, which is akin to combining giving a loan and selling at the same time, which is forbidden in sharee’ah because the Messenger (peace and blessings of Allaah be upon him) said: “It is not permissible to give a loan and sell at the same time…” The hadeeth was narrated by Abu Dawood (3/384) and al-Tirmidhi (3/526), who said it is a hasan saheeh hadeeth. In this case he has benefited from his loan, and the fuqaha’ are unanimously agreed that every loan that brings a benefit is haraam riba.

Thirdly: Dealings that are done in this manner in the global markets usually involve many contracts that are haraam according to sharee’ah, such as: 

1-    Dealing in bonds, which comes under the heading of riba which is haraam. This was stated in a resolution of the Islamic Fiqh Council in Jeddah, no. 60, in its sixth session.

2-    Dealing indiscriminately in company shares. The fourth statement of the Islamic Fiqh Council of the Muslim World League in its fourteenth session in 1415 AH stated that it is haraam to deal in the shares of companies whose main purposes are haraam, or some of their dealings involve riba.

3-    Selling currencies is usually done without the hand to hand exchange which makes them permissible according to sharee’ah.

4-    Dealing in options and futures. A resolution of the Islamic Fiqh Council in Jeddah no. (63), in its sixth session, stated that options are not permissible according to sharee’ah, because the object of dealing in these contracts is not money or services or a financial obligation which it is permissible to exchange. The same applies to futures and trading in indexes.

5-    In some cases the agent is selling something that he does not possess, and selling what one does not possess is forbidden in sharee’ah.  

Fourthly: This transaction involves economic harm to the parties involved, especially the customer (investor), and to the economy of the society in general, because it is based on borrowing to excess and taking risks. Such matters usually involve cheating, misleading people, rumours, hoarding, artificial inflation of prices and rapid and strong fluctuation of prices, with the aim of getting rich quickly and acquiring the savings of others in unlawful ways. Hence it comes under the heading of consuming people’s wealth unlawfully, in addition to diverting wealth in society from real, fruitful economic activity to this type of risk that has no economic advantage, and it may lead to severe economic turmoil that will cause great loss and harm in society. 

The Council advises financial institutions to follow the ways of finance that are prescribed in sharee’ah and that do not involve riba and the like, and do not have harmful economic effects on their customers or on the economy in general, like shar’i partnerships and the like. And Allaah is the Source of strength. 

May Allaah send blessings and peace upon our Prophet Muhammad and all his family and companions. End quote from Majallat al-Majma’ al-Fiqh al-Islami, issue no. 22, p. 229. 

We ask Allaah to guide us and you. 

And Allaah knows best.

How to Change Communication Address with Patent Office?

As per Public Notice Number No.CGIFIPNI2011/81, All Patent Agents registered under the Patents Act, 1970, are hereby infonned that any communication regarding alteration/addition of address, incorporation of e-mail lD, contact numbers and any other miscellaneous matters regarding Registered Patent Agent may be sent to the e-mail meenakshi.ipo@nic.in. Such communications need not be send to E.Mail of Controller General,PDTM.

How To Get Lost Mobile Phone Back?

Got an interesting fact to share... Nowadays each one of us carries Hi – Fi Mobile devices and always fears that it may be stolen.
Each mobile carries a unique IMEI i.e. International Mobile Identity No which can be used to track your mobile anywhere in the world.

This is how it works!!!!!!

1. Dial *#06# from your mobile.
2. Your mobile shows a unique 15 digit.
3. Note down this no anywhere but except your mobile as this is the no which will help trace your mobile in case of a theft.
4. Once stolen you just have to mail this 15 digit IMEI no. to cop@vsnl.net
5. No need to go to police.
6. Your Mobile will be traced within next 24 hrs via a complex system of GPRS and internet.
7. You will find where your hand set is being operated even in case your no is being changed.

If you lose your mobile, send an e-mail to cop@vsnl.net with the following info.

 Your name:

 Address:

 Phone model:

 Make:

 Last used No.:

 E-mail for communication:

 Missed date:

 IMEI No.:

Family Problems In US and India

Two men, one American and an Indian were sitting in a bar and discussing about their family problems. The Indian man said to the American, ‘We have problem in India we can’t marry the one whom we love, You know my parents are forcing me to get married to this so called homely girl from a village whom I haven’t even met once.’ We call this arranged marriage. I don’t want to marry a woman whom I don’t love… I told them that openly and now have a hell lot of family problems.’

The American said, talking about love marriages… In America We can marry the one whom we love ……I’ll tell you my story. ‘I married a widow whom I deeply loved and dated for 3 years. After a couple of years, my father fell in love with my step-daughter and married her, so my father became my son-in-law and I became my father’s father-in-law.

Legally now my daughter is my mother and my wife my grandmother. More problems occurred when I had a son. My son is my father’s brother and so he is my uncle. Situations turned worse when my father had a son. Now my father’s son, my brother is my grandson. Ultimately, I have become my own grandfather and I am my own grandson.”